Wawira Wealth
Plan today. Save smarter. Grow for generations. We help Alberta families use Canada's registered plans, every government grant attached to them, and the right life insurance to build and protect wealth that lasts.
Save, grow and protect
Each account has its own tax treatment, limits and government incentives. Used together, they can cover a lifetime — from a child's first RESP deposit to retirement income and a legacy for the next generation.
Registered Disability Savings Plan
For Canadians approved for the Disability Tax Credit. Up to $3,500 a year in matching grants and $1,000 a year in bonds.
Registered Education Savings Plan
Save for a child's post-secondary education with a 20% government grant, plus the Canada Learning Bond for eligible families.
Tax-Free Savings Account
Tax-free growth and tax-free withdrawals for any goal — an emergency fund, a home, retirement or a legacy.
Registered Retirement Savings Plan
Lower your taxes today and grow savings tax-deferred for retirement, a first home or going back to school.
Life & Term Insurance
A tax-free lump sum for the people who depend on you — term for the years you need it most, permanent for life.
2026 deadlines to know
Essentials in 30 seconds
Short, plain-language videos on the rules that matter most, for every plan.
Education first. Then a plan.
We start by making sure you understand your options. Then we build a savings plan around the grants you're entitled to and protect it with the right insurance.
1 · Learn
Free guides, videos and calculators. Know your limits, grants and deadlines before you commit a dollar.
2 · Plan
A one-on-one conversation to map your goals to the right accounts — and catch any missed grants.
3 · Grow & protect
Open and fund plans through insurance-based solutions such as segregated fund contracts, with features like maturity and death benefit guarantees and the potential for creditor protection.
4 · Review
Annual check-ins as limits, incomes and family needs change.
Insurance that keeps the plan on track
Savings plans work best when a family is protected from the unexpected. As a licensed life insurance agency, we can also help with:
- Term and permanent life insurance
- Critical illness and disability insurance
- Segregated fund contracts for registered and non-registered savings
- Estate and beneficiary planning conversations for families supporting a loved one with a disability
Let's build your plan together
Book a free, no-obligation conversation. We'll review which accounts fit your family and how to capture every grant you're entitled to.